Non-filers & back taxes
Haven't filed in years? Start with the return that gets your money back.
Unfiled years do not stay quiet. Refunds expire three years after the due date, penalties grow every month, and the IRS will eventually write a return for you with none of your deductions on it. We untangle the years in the order that helps you most.
- Refund years filed first, before the three-year window closes
- Penalty relief requested on every year that qualifies
- A payment plan in place before any collection action starts
What waiting actually costs
Refunds expire in three years
A refund is only claimable within three years of the return due date. Miss that window and the money is gone, even if you overpaid that year.
Penalties stack monthly
The failure-to-file penalty runs about 5% of the unpaid tax per month, capped near 25%, on top of interest. Filing late is always cheaper than not filing.
The IRS files for you
After a few years of silence the IRS prepares a substitute for return using only the documents it received. No standard deduction, no credits, no dependents.
How we catch you up
Most catch-up work takes two to three weeks once we have your documents. The order matters more than the speed.
Book a free 15-minute call- 1
A free 15-minute catch-up call
We find out which years are missing, whether you are owed or owe, and how far back the IRS is looking.
- 2
We rebuild each year
We pull wage and income transcripts for the missing years, so we work from the IRS records rather than the shoebox you no longer have.
- 3
File oldest-first, then clean up
Refund years go in immediately. Owed years get penalty relief requests, an installment agreement, or a collection alternative.
Past-due filing questions, answered
Other situations we handle
IRS Notices
Got an IRS letter
A notice with a deadline. Some are 30 days from the date on the letter, and the appeal right is lost if it passes.
See how we helpNew Business Owners
Starting out
Entity choice, EIN, bookkeeping and quarterly estimates decided in the first few months, and they set your tax bill for years.
See how we help